Privacy Policy

1. Who We Are

Safer Insured is a life insurance services website operated by Godwin Ogbomon, a licensed life insurance broker in Canada. We operate the website saferinsured.com. For any privacy-related questions, you can reach us at info@saferinsured.com or by phone at 647-562-9507.

2. Information We Collect

We collect personal information only when you voluntarily provide it through our website forms. This includes:

• Your name, email address, and phone number
• Financial information such as annual income, mortgage balance, and current insurance coverage (entered into our coverage calculator)
• Family information such as age, number of children, and spouse details
• Any message you send through our contact form

We do not collect any information passively through cookies or tracking technologies at this time.

3. Why We Collect Your Information

We use your information to:

• Generate and deliver your personalized life insurance coverage report
• Respond to your inquiries and follow up about your insurance needs
• Provide you with insurance advice and policy options
• Improve the accuracy and experience of our coverage calculator

We will never use your information for unrelated marketing or sell it to any third party.

4. How We Store Your Information

Your information is stored securely using trusted third-party service providers that process data on our behalf. These providers are not permitted to use your data for any other purpose:

• Vercel — website hosting (vercel.com)
• Resend — email delivery (resend.com)
• Airtable — secure data storage (airtable.com)

All data is transmitted over encrypted HTTPS connections.

5. How Long We Keep Your Information

We retain your personal information for up to 2 years from the date of collection, or until you request deletion — whichever comes first. After that period, your data is permanently deleted from our systems.

6. Who We Share Your Information With

We do not sell, rent, or trade your personal information to any third parties. Your information is only shared with the service providers listed in Section 4, solely for the purpose of operating our website and delivering our services to you.

7. Your Rights Under PIPEDA

As a Canadian resident, you have the right to:

• Access the personal information we hold about you
• Correct any inaccurate information
• Request that we delete your information
• Withdraw consent to our use of your information at any time

To exercise any of these rights, contact us at info@saferinsured.com. We will respond within 72 hours.

8. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us: